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Finance law and banking law thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as capital adequacy, BASEL, acquisition finance, debt capital markets, fund finance, islamic finance, securitization and structured finance.

Fourth Circuit Rules Voluntary PMI Cancellation Does Not Trigger Federal Refund Rights

PMI refunds only apply to statutory cancellations - The Fourth Circuit ruled that homeowners are only entitled to refunds of unearned private mortgage insurance premiums when PMI...

United States Finance

RD

Riker Danzig LLP

Integrated Amplifier: No-Appointment Of A Receiver Sounds Better

In a recent decision in New York County Supreme Court, the Court granted the plaintiff lender's pre-summary judgment motion to appoint a receiver in a mortgage foreclosure action...

United States Finance

CW

Cadwalader, Wickersham & Taft LLP

Goodbye Junk Fees: New AGO Regulations Eliminate Hidden Fees On Sales And Auto-Renewing Subscriptions

The Massachusetts Attorney General's Office ("AGO") has promulgated new regulations (the "Regulations") imposing obligations on businesses to disclose all fees on a sale upfront, to eliminate misleading...

United States Consumer

RM

Rich May

Mortgage Banking Update - August 7, 2025

Read the newsletter below for the latest Mortgage Banking and Consumer Finance industry news, written by Ballard Spahr attorneys.

United States Finance

BS

Ballard Spahr LLP

Current Mortgage & PropTech M&A Trends (Podcast)

United States Commercial

MB

Mayer Brown

Bipartisan Housing Reform Advances In The Senate

United States Finance

MB

Mayer Brown

What Is An Indemnity Clause? Contract Negotiation Tips For Startups | Phil Crowley (Video)

United States Commercial

C

Crowley Law LLC

Senate Passes House Version Of Trigger Leads Bill

United States Consumer

BS

Ballard Spahr LLP

Reform Of The EU Securitisation Framework—Part 3: "Resilient Securitisations"

European Union Finance

JD

Jones Day

Federal Judge Rejects Request To Release ESSA Bank From Redlining Settlement

United States Finance

BS

Ballard Spahr LLP

Mortgage Banking Update - July 24, 2025

United States Finance

BS

Ballard Spahr LLP

Consumer Credit In Focus—DP 25/2 Mortgage Rule Review: The Future Of The Mortgage Market (Podcast)

United States Consumer

AO

A&O Shearman

New York Legislature Targets Real Estate Lenders To Lower Rents

United States Real Estate

JD

Jones Day

Eighth Circuit Voids FTC 'Click To Cancel' Rule

United States Consumer

BS

Ballard Spahr LLP

Bridging Cultures, Avoiding Disputes: Why Construction Needs Partnering Dialogue More Than Ever

United States Litigation

J

JAMS

The Art Of The (UK) Deal

United States International

BG

Braumiller Law Group, PLLC

ALERT: Key Tax Provisions Provided For In "One Big Beautiful Bill Act"

United States Employment

DP

Dilworth Paxson LLP

Blockchain 2025 - Trends And Developments

United States Technology

WS

Winston & Strawn LLP

Citizenship Updates: Nationwide Injunctions Affecting Birthright Citizenship Limited And New DOJ Priorities To Denaturalize U.S. Citizens

United States Immigration

Gs

Green and Spiegel

From Oversight To Omission: The OCC's New Stance On Disparate Impact Liability

The Office of the Comptroller of the Currency (OCC) announced on July 14, 2025, that it will cease supervising banks for disparate impact liability

United States Finance

WS

Winston & Strawn LLP

Is The Economy Shifting? Ankura's July 2025 U.S. Economic Tracker Reveals Key Trends

Ankura's Monthly Economic Tracker for July 2025 delivers a comprehensive U.S. economic overview, highlighting critical shifts.

United States Strategy

AC

Ankura Consulting Group LLC

Don't Sign Blindly: The Costly Contract Mistakes You Must Avoid (Video)

STOP! Before you sign ANY contract, watching this video could save you from extremely expensive mistakes and a great deal of future worry. Business people often make the critical error of signing a form contract, or any contract for that matter, without a thorough review by an experienced lawyer.

United States Commercial

C

Crowley Law LLC

California Enacts New Mortgage Servicing And Foreclosure Standards

On June 30, California Governor Newsom has signed AB 130, a budget trailer bill related to housing. This legislation includes new requirements for mortgage...

United States Finance

SM

Sheppard Mullin Richter & Hampton

New York Legislature Passes Bill Banning Rent Minimum Provisions In Real Estate Loan Documents

United States Finance

JD

Jones Day

Congress Passes Legislation To Help Protect Veterans From Foreclosure By Reauthorizing Partial Claims With VA Home Loans

United States Finance

BS

Ballard Spahr LLP

Jonathan Gould Confirmed As Comptroller Of The Currency

United States Finance

BS

Ballard Spahr LLP

HUD Rescinds Various FHA Mortgage Loan Requirements

United States Finance

BS

Ballard Spahr LLP

Mortgage Banking Update - July 10, 2025

United States Finance

BS

Ballard Spahr LLP

CFPB Terminates Two Consent Orders Addressing Overdraft Fees And Mortgage Servicing Violations

United States Finance

SM

Sheppard Mullin Richter & Hampton

HUD Requests Public Input On Buy Now Pay Later Loans And FHA Mortgage Eligibility

United States Finance

SM

Sheppard Mullin Richter & Hampton

Arizona Supreme Court Confirms A Title Policy Only Provides Coverage To Lender When Title Defect Causes Its Insured Loan Not To Be Paid Off

United States Insurance

RD

Riker Danzig LLP

HUD Seeking Information About Impact Buy Now, Pay Later Has On Housing Expenses

United States Finance

BS

Ballard Spahr LLP

I'm Still Standing – Yeah, Yeah, Yeah: Wilmington Savings Fund Society v. Tamisi

United States Finance

CW

Cadwalader, Wickersham & Taft LLP

HUD Requests Public Input On Buy Now Pay Later Loans And FHA Mortgage Eligibility

On June 24, the Department of Housing and Urban Development (HUD) issued a Request for Information (RFI) to evaluate how Buy Now Pay Later (BNPL) loans may affect FHA-insured mortgage underwriting.

United States Finance

SM

Sheppard Mullin Richter & Hampton

Arizona Supreme Court Confirms A Title Policy Only Provides Coverage To Lender When Title Defect Causes Its Insured Loan Not To Be Paid Off

No Coverage Under Loan Policies When Loans Are Fully Repaid – The Centerpoint case reaffirms that lender title insurance policies provide no coverage if the insured loan is paid in full.

United States Insurance

RD

Riker Danzig LLP

HUD Seeking Information About Impact Buy Now, Pay Later Has On Housing Expenses

The Department of Housing and Development is seeking information about the impact that the frequent use of Buy Now, Pay Later (BNPL) products may have on borrowers' ability to meet housing-related expenses...

United States Finance

BS

Ballard Spahr LLP

I'm Still Standing – Yeah, Yeah, Yeah: Wilmington Savings Fund Society v. Tamisi

In Wilmington Savings Fund Society v. Tamisi, the U.S. District Court for the Eastern District of New York upheld a bankruptcy court's ruling that Wilmington lacked the necessary standing...

United States Finance

CW

Cadwalader, Wickersham & Taft LLP

States Dialing In On Mortgage Trigger Leads

United States Finance

MB

Mayer Brown

What Is Happening At The Federal Agencies That Is Relevant To The Residential Mortgage And Settlement Service Industries (Podcast)

We are releasing today on our podcast show a repurposed webinar that we produced on June 11, 2025 entitled "What is happening at the federal agencies that is relevant to the residential mortgage and settlement service...

United States Finance

BS

Ballard Spahr LLP

The Use Of Trusts In Mortgage Loan Financing

Trusts are being used more often for financing mortgage loans, which can be an effective way to optimize asset management and minimize lender risk.

United States Finance

SM

Sheppard Mullin Richter & Hampton

House Passes 'Trigger Leads' Bill

The "Homebuyers Privacy Protection Act of 2025," H.R. 2808, passed the House by voice vote. The Senate has passed, S. 1467, a slightly different version...

United States Privacy

BS

Ballard Spahr LLP

Today's Podcast Episode: The Impact Of The Newly Established Priorities And Massive Proposed Reduction In Force (RIF) On CFPB Enforcement (Part 2)

Our podcast show being released today is Part 2 of our two-part series featuring two former CFPB senior officers who were key employees in the Enforcement Division under prior directors...

United States Finance

BS

Ballard Spahr LLP

Mortgage Banking Update - June 12, 2025

United States Finance

BS

Ballard Spahr LLP

Today's Podcast Episode: The Impact Of The Newly Established Priorities And Massive Proposed Reduction In Force (RIF) On CFPB Enforcement (Part 1)

United States Finance

BS

Ballard Spahr LLP

DOJ Moves To End $13 Million Redlining Consent Order

United States Finance

SM

Sheppard Mullin Richter & Hampton

Georgia On (Regulators') Mind: Significant Changes Coming To Georgia Residential Mortgage Act

United States Finance

MB

Mayer Brown

NJ Appellate Court Prevents Member Coup And Sorts Out Ownership

United States Finance

RD

Riker Danzig LLP

CFPB Files Rulemaking Items With Office Of Management And Budget

United States Finance

BS

Ballard Spahr LLP

New York Enacts First-of-Its-Kind Law To License Buy-Now-Pay-Later Lenders

United States Consumer

MB

Mayer Brown

Use Caution When Relying On The Validity Of Trustee Certificates

United States Finance

RM

Rich May

NY Court Dismisses RESPA Claims: No Actual Damages From Mortgage Servicing

United States Finance

RD

Riker Danzig LLP

The FTC "Junk Fee" Rule Is Here…Along With A Wave Of State Laws

United States Consumer

PC

Perkins Coie LLP

Bedlam No More: Oklahoma Formally Allows Credit Card Surcharges

United States Finance

BB

Bass, Berry & Sims

Recent Transactions

United States Finance

CW

Cadwalader, Wickersham & Taft LLP

Mango Markets Guilty Conviction Overturned On Appeal – Take-aways For DeFi Users Everywhere

United States Litigation

WL

WeirFoulds LLP

Mortgage Banking Update - May 29, 2025

United States Finance

BS

Ballard Spahr LLP

DOJ And CFPB Terminate $9 Million Redlining Consent Order With Southern Regional Bank

United States Finance

SM

Sheppard Mullin Richter & Hampton

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Latest Videos

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Consumer Credit In Focus—DP 25/2 Mortgage Rule Review: The Future Of The Mortgage Market (Podcast)

AO

A&O Shearman

Don't Sign Blindly: The Costly Contract Mistakes You Must Avoid (Video)

C

Crowley Law LLC

Dealology – Purchase Price & Post-Closing Liability Tax Factors (Video)

CL

Cooley LLP

No Foreclosure Summary Judgment Without Refuting "Notice and Opportunity to Cure" Defense: Remember to "Say it Ain't So"

FR

Fox Rothschild LLP

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