The consumer financial services landscape is undergoing a transformative shift under the second Trump administration, with significant deregulatory changes at the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and federal banking agencies. These developments are creating exciting opportunities for banks, fintech companies, and innovators to explore new business models and expand market reach. To help you navigate this evolving environment, Ballard Spahr is hosting a timely complimentary webinar, "New Consumer Financial Services Fintech Business Opportunities Arising from Deregulation at the CFPB," on August 12, 2025, from 12:00 to 1:30 PM ET.
What to Expect
In this 90-minute webinar, our experienced attorneys will dive into the implications of recent deregulatory actions at the federal and how they are reshaping the consumer finance industry. We'll explore how reduced barriers to entry and lower compliance costs are paving the way for innovative financial products and services. Key topics include:
- Emerging Product Opportunities: Learn which
consumer financial products are gaining traction in the current
regulatory climate, including:
- Buy Now, Pay Later (BNPL)
- Earned Wage Access (EWA)
- Income Share Agreements (ISAs)
- Rent-to-Own Financing
- Open Banking
- Home Equity Investment Products
- HELOCs
- Consumer Leases
- Longer-Term Installment Contracts at Point of Sale
- Small-Dollar, Short-Term Installment Loans
- Credit-Builder Loans
- Crypto-Backed Loans and Credit Products
- Digital Wallets with Credit-like Features
- Regulatory Insights: Understand the extent to which these products remain subject to CFPB oversight, state laws, licensing requirements, and other regulations.
- Strategic Advantages: Discover how fintechs, banks, and other financial institutions can leverage deregulation to innovate and reduce operational costs.
Who Should Attend?
This webinar is designed for a wide range of professionals, including:
- In-house counsel
- Compliance professionals
- Product developers
- Fintech and bank executives
- Investors
Whether you're looking to launch a new product, expand your market presence, or stay ahead of regulatory changes, this session will provide actionable insights to guide your strategy.
Event Details
- Date: August 12, 2025
- Time: (Log-in at 11:45 AM ET, Program from 12:00 PM – 1:30 PM ET)
- Format: Virtual Webinar
- CLE Credits: Approved for 1.5 CLE credits in CA, NV, NY, and PA; 1.8 NJ credits. CO and WA state CLE credit is pending. Uniform Certificates of Attendance will be provided for seeking credit in other jurisdictions.
Why Attend?
Ballard Spahr's Consumer Finance Monitor team has been closely tracking deregulatory trends through our blog, webinars, and podcasts. This webinar, driven by popular demand, distills our insights into a focused discussion on how these changes create new opportunities for growth and innovation. Our speakers will provide practical guidance to help you capitalize on the evolving regulatory landscape while staying compliant with remaining regulatory requirements at the state and federal level
Register Now
Don't miss this opportunity to gain a competitive edge in the rapidly changing world of consumer finance. Click here to register for the webinar and secure your spot.
We look forward to seeing you on August 12 as we explore the future of fintech and consumer financial services in this dynamic regulatory environment!
The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.
