South Africa: Insurance

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Insurance law and insurance regulation thought leadership, articles, podcasts, videos and webinars from expert sources across the legal world. Explore insights covering topics such as reinsurance, insurance law and insurance products.

Prescription vs Time-Bar Clauses: When Delay Defeats An Insurance Claim

When an insured party waits too long to enforce a claim, time itself can become a complete defence. In South African insurance law, two separate but related principles may prevent an insured from recovering – prescription and time-bar clauses.

South Africa Insurance

BI

Barnard Inc.

The Consequences When Insured Parties Fail To Disclose The Truth

When taking out insurance, honesty is not just expected, it's a legal requirement. The duty of disclosure obliges the insured to provide full and accurate information to the insurer before a policy is concluded.

South Africa Insurance

BI

Barnard Inc.

No Pay, No Indemnity: Assignment-Only Settlement Does Not Trigger Coverage

In ISMIE Mutual Insurance Co. v. Pergament, an Illinois appellate court reaffirmed a core principle of professional liability insurance: indemnity is not triggered unless the insured becomes legally obligated to pay damages.

South Africa Insurance

AA

Adams & Adams

Mind The Wording: No Coverage Without A Clear Demand — Lessons For Claims Teams

A recent decision from the United States District Court for the Southern District of California, in the matter between Del Mar Woods v. Philadelphia Indemnity Insurance...

South Africa Insurance

AA

Adams & Adams

A Cautionary Tale For Underwriting Managers: Enforcing Insurers' Right To Data Access

South Africa Insurance

AA

Adams & Adams

Estoppel Without Words: A Cross-Border Lesson For South African Insurers

South Africa Insurance

AA

Adams & Adams

Policy Wording Matters: US Electromagnetic Field Ruling Offers Cautionary Tale For South Africa

South Africa Insurance

AA

Adams & Adams

US Court Holds Email Notice Of Intent To File Third-Party Joinder Constitutes A "Claim" When Sent, Not When Read, Under Claims-Made Policy

South Africa Insurance

AA

Adams & Adams

SCA Raises Uncertainty Over Safeguarding Of Insurance Benefits In Insolvency Proceedings

South Africa Insurance

E

ENS

Credit Insurance Under Scrutiny: Court Enforces Fairness In Lending Practices

South Africa Insurance

AA

Adams & Adams

Who's Covered To Drive? The Hidden Risks In Car Insurance

South Africa Insurance

AA

Adams & Adams

Policyholder vs. Insurer: A Legal Showdown Over A Repudiated Claim

South Africa Insurance

AA

Adams & Adams

Broken Windows, Unbroken Law: Lessons In Proving Negligence And Duty Of Care

South Africa Insurance

AA

Adams & Adams

How LA's Wildfires And Climate Change Could Set South Africa's Insurance Market Ablaze

South Africa Insurance

AA

Adams & Adams

The Importance Of DFI Funding To Support Sustainable Agriculture: A Banking Perspective

South Africa Finance

E

ENS

Women Powering Progress (Video)

South Africa Law Performance

SG

SNG Grant Thornton

Mergers & Acquisitions In The Food Industry: Legal Trends And Considerations

South Africa Commercial

WW

Webber Wentzel

Parental Leave Rewritten By The Constitutional Court: What Employers Must Do Now

South Africa Employment

FW

Fairbridges Wertheim Becker

From Exclusion To Inclusion: AI, Language And Access To Justice In South Africa

South Africa Technology

E

ENS

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Insurance Laws and Products

Prescription vs Time-Bar Clauses: When Delay Defeats An Insurance Claim

When an insured party waits too long to enforce a claim, time itself can become a complete defence. In South African insurance law, two separate but related principles may prevent an insured from recovering – prescription and time-bar clauses.

South Africa Insurance

BI

Barnard Inc.

The Consequences When Insured Parties Fail To Disclose The Truth

When taking out insurance, honesty is not just expected, it's a legal requirement. The duty of disclosure obliges the insured to provide full and accurate information to the insurer before a policy is concluded.

South Africa Insurance

BI

Barnard Inc.

No Pay, No Indemnity: Assignment-Only Settlement Does Not Trigger Coverage

In ISMIE Mutual Insurance Co. v. Pergament, an Illinois appellate court reaffirmed a core principle of professional liability insurance: indemnity is not triggered unless the insured becomes legally obligated to pay damages.

South Africa Insurance

AA

Adams & Adams

Triggering The Exclusion: How A Firearms Clause Shielded An Insurer From Liability

South Africa Litigation

AA

Adams & Adams

The Impact On Private Actors (Inclusive Of Insurers / Reinsurers) Of The Recent Advisory Opinion Of The International Court Of Justice On The Obligations Of States In Respect Of Climate Change

South Africa Environment

E

ENS

Mind The Wording: No Coverage Without A Clear Demand — Lessons For Claims Teams

South Africa Insurance

AA

Adams & Adams

A Cautionary Tale For Underwriting Managers: Enforcing Insurers' Right To Data Access

South Africa Insurance

AA

Adams & Adams

Estoppel Without Words: A Cross-Border Lesson For South African Insurers

South Africa Insurance

AA

Adams & Adams

Policy Wording Matters: US Electromagnetic Field Ruling Offers Cautionary Tale For South Africa

South Africa Insurance

AA

Adams & Adams

See more

Reinsurance

The Impact On Private Actors (Inclusive Of Insurers / Reinsurers) Of The Recent Advisory Opinion Of The International Court Of Justice On The Obligations Of States In Respect Of Climate Change

The Advisory Opinion of the International Court of Justice on the obligations of States in respect of climate change ("the Opinion"), delivered on 23 July 2025...

South Africa Environment

E

ENS

The Rising Impact Of Secondary Perils

It has been reported that at the beginning of June 2024 nine people died and over 2000 households have been demolished due to sever flooding in the Eastern Cape.

South Africa Insurance

NR

Norton Rose Fulbright

New Accountable Institutions In Terms Of FICA

Amendments to the Financial Intelligence Centre Act, 2001 ("FICA") (defining accountable institutions) were published on 29 November 2022.

South Africa Technology

E

ENS

Initially Confident SASRIA May Need Help From Treasury

South Africa Insurance

Tf

Tabacks

ENSafrica Construction ENSurance

Worldwide Real Estate

E

ENS

South Africa's FSCA Issues Press Release Setting Out Latest Stance On Business Interruption Insurance

South Africa Insurance

CC

Clyde & Co

COVID-19 South Africa: FSCA Update On Contingent Business Interruption Cover

South Africa Insurance

CC

Clyde & Co

Insurance & Reinsurance 2020

South Africa Insurance

E

ENS

The National Sport And Recreation Amendment Bill – Restructuring Recreation?

South Africa Media & IT

SI

SchoemanLaw Inc.

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